Commercial Insurance is a type of insurance coverage that pays for medical and surgical expenses that are incurred by the insured. Health insurance is often included in benefit packages through employers. Northwestern Medicine participates with a wide variety of commercial insurance plans to meet the needs of the patient community.

Changes to Cigna Plus Northwestern Medicine for Cook County for 2023

Cigna Plus Northwestern Medicine will not be available for residents of Cook County. However, residents of DuPage, Kane, Lake and McHenry counties will still have coverage in Cook County if they receive care at Northwestern Memorial Hospital.

Aenta

Aetna Choice POS
Aetna Choice POS II
Aetna Elect Choice
Aetna EPO
Aetna Health Network Only
Aetna Health Network Option
Aetna HMO
Aetna Managed Choice POS
Aetna Open Access Elect Choice
Aetna Open Access HMO
Aetna Open Access Managed Choice
Aetna Open Choice PPO (including, but not limited to Aetna Signature Administrators® and Open Choice)
Aetna Premier Care Network
Aetna Premier Care Network Plus
Aetna QPOS
Aetna Savings Plus
Aetna Select
Aetna Traditional Choice
Aetna Voluntary Group Medical Plan (Indemnity Plan)

Beechstreet (PHCS)

Blue Cross Blue Shield

Blue Cross Blue Shield – Blue Advantage HMO
Blue Cross Blue Shield - Blue Choice PPO
Blue Cross Blue Shield – Blue Choice Options
Blue Cross Blue Shield – PPO
Blue Choice Preferred Gold PPO 204
Blue Choice Preferred Gold PPO 707
Blue Precision Gold HMO 207
Blue Precision Gold HMO 703 - Rx Copays
Blue Precision Gold HMO 707
Blue Choice Preferred Silver PPO 303
Blue Choice Preferred Silver PPO 203
Blue Choice Preferred Silver PPO 706
Blue Precision Silver HMO 206
Blue Precision Silver HMO 306
Blue Precision Silver HMO 704 - Rx Copays
Blue Precision Silver HMO 706
Blue Choice Preferred Bronze PPO 302
Blue Choice Preferred Bronze PPO 502
Blue Choice Preferred Bronze PPO 201
Blue Choice Preferred Bronze PPO 202
Blue Choice Preferred Bronze PPO 601
Blue Choice Preferred Bronze PPO 701
Blue Choice Preferred Bronze PPO 705
Blue Choice Preferred Bronze PPO 708
Blue Precision Bronze HMO 205
Blue Precision Bronze HMO 701 - Rx Copays
Blue Precision Bronze HMO 708

Cigna

Cigna – Open Access
Cigna – Open Access Plus
Cigna – Choice Fund Open Access Plus
Cigna – ChoiceCare PPO
Cigna – EPO
Cigna – Global Health Benefits
Cigna – GWH POS Open Access Plus
Cigna – HMO (or POS)
Cigna – HMO (or POS) Open Access
Cigna – Network Open Access
Cigna – Network POS
Cigna - One Health HMO eff 4/1/19
Cigna – POS
Cigna – PPO
Cigna – Shared Administration PPO and OAP

CorVel – Workers' Compensation Program/Network

Coventry Health Care – First Health HMO, PPO and POS

Curaechoice

Humana

Humana – Choice POS
Humana – Choice Care PPO
Humana – EPO
Humana – HMO Premier
Humana – HMO Select
Humana – Illinois Platinum HMO
Humana – National Preferred POS – Open Access
Humana – PPO
Humana – Preferred PPO

MultiPlan/PHCS

United Healthcare

United Healthcare – All Savers
United Healthcare – Choice
United Healthcare – Choice Plus
United Healthcare – Core
United Healthcare – HMO
United Healthcare – HMO Plus
United Healthcare – Navigate
United Healthcare – Open Access
United Healthcare – Options PPO
United Healthcare – Select Plus
United Healthcare – Select
United Healthcare Affiliates – Participate through UHC PPO
United Behavioral Health – Optum

Health exchanges or health insurance marketplaces were established in accordance with the Affordable Care Act (ACA) of 2010. These marketplaces provide a set of government-regulated and standardized healthcare plans where individuals may purchase health insurance policies, some of which include federal subsidies.

Changes to Cigna Plus Northwestern Medicine for Cook County for 2023

Cigna Plus Northwestern Medicine will not be available for residents of Cook County. However, residents of DuPage, Kane, Lake and McHenry counties will still have coverage in Cook County if they receive care at Northwestern Memorial Hospital.

Bronze

Blue Choice Preferred Bronze PPO 201
Blue Choice Preferred Bronze PPO 202
Blue Choice Preferred Bronze PPO 601
Blue Choice Preferred Bronze PPO 701
Blue Choice Preferred Bronze PPO 705
Blue Choice Preferred Bronze PPO 708
Blue Precision Bronze HMO 205
Blue Precision Bronze HMO 701 - Rx Copays
Blue Precision Bronze HMO 708

Silver

Blue Choice Preferred Silver PPO 203
Blue Choice Preferred Silver PPO 706
Blue Precision Silver HMO 206
Blue Precision Silver HMO 704 - Rx Copays
Blue Precision Silver HMO 706

Gold

Blue Choice Preferred Gold PPO 204
Blue Choice Preferred Gold PPO 707
Blue Precision Gold HMO 207
Blue Precision Gold HMO 703 - RX Copays
Blue Precision Gold HMO 707

Government plans are a wide range of plans that include a variety of Medicare and/or Medicaid plans. Northwestern Medicine participates in traditional Medicare and Medicaid as well as Family Health Plans (FHP), Integrated Care Plans (ICP) and Medicare-Medicaid Alignment Initiative (MMAI) plans. FHP, ICP and MMAI plans are often available to individuals who were previously eligible for traditional Medicaid but are now accessing managed Medicaid plans through expansion of the Affordable Care Act or “Obamacare.”

Government & Military Plans

Medicare
Medicaid
TriCare East Administered by Humana Military

Medicare Advantage Plans

Aetna – HMO
Aetna – PPO
Aetna – Open Access HMO
Aetna Prime HMO-POS
Blue Cross Blue Shield – PPO
Blue Cross Blue Shield – HMO
Cigna True Choice Plus Medicare (PPO)
Cigna Preferred Medicare (HMO)
Cigna True Choice Medicare (PPO)
Cigna True Choice Savings Medicare (PPO)
Cigna Courage Medicare (HMO)
Cigna True Choice Courage Medicare (PPO)
Humana HMO Gold Plus
Humana PFFS
Humana PPO
Humana Honor PPO (Veterans Plan)
United Healthcare Chronic Complete Assure (PPO C-SNP)
United HealthCare Medicare Advantage PPO
United HealthCare AARP® Medicare Advantage Plan 1 (HMO)
United HealthCare AARP® Medicare Advantage Plan 2 (HMO)
United HealthCare AARP® Medicare Advantage Choice (PPO)
United HealthCare AARP® Medicare Advantage Walgreens (PPO)
United HealthCare AARP® Medicare Advantage Patriot (PPO)
UnitedHealthcare Nursing Home Plan 1 (HMO/POS-SNP)
UnitedHealthcare Nursing Home Plan 2 (PPO-SNP)

Medicare/Medicaid Alignment Initiative Agreements (MMAI)

Blue Cross Blue Shield
Humana
Meridian Complete

Medicaid Managed Care Programs/HealthChoice Illinois

Blue Cross Blue Shield
CountyCare
YouthCare IL