Northwestern Medicine has been informed of two notable insurance plan changes for 2026.

Health Insurance Marketplace (Exchange) Plan Changes

Two exchange plans that we accept will not be available beginning January 1, 2026.

• Aetna CVS Health
• Health Alliance

We expect all other current insurance providers to offer individual Marketplace health plans in Illinois in 2026.

Northwestern Medicine accepts Blue Choice Preferred PPO and Blue Precision HMO.

Illinois Transitions From MMAI to FIDE SNP Programs

If you have MMAI (Medicare-Medicaid Alignment Initiative) insurance coverage, you will be switched to a different type of plan starting January 1, 2026.

• The type of plan is called an Illinois FIDE SNP (Fully Integrated Dual Eligible Special Needs Plan).
• The FIDE SNP plans are replacing MMAI. They are managed care plans for people in Illinois with both Medicare and Medicaid.
• All current MMAI members can remain in their MMAI plan until December 31, 2025.
• Blue Cross Blue Shield MMAI coverage will end on December 31, 2025. Blue Cross Blue Shield has mailed letters notifying their members that they must choose a different plan.

Two FIDE SNP plans will be in network for Northwestern Medicine:

• Humana
• Molina

Please refer to the FAQ for more information about these changes. That webpage also has resources to help you navigate the changes and ensure that you stay covered.